Visit the HM Insurance Group main site to learn more
Care Advantage and its opportunities.
Information regarding the administration of HM Care
Advantage benefits can be found at HM Insurance Group's main site.
The site contains
member information about your coverage, including how to find a
participating provider or submit a claim.
HM Care Advantage is an HM Insurance Group product administered by Key
Benefit Administrators (KBA). The medical portion of the product provides group
limited medical indemnity benefits; it does not provide major medical or
comprehensive medical insurance. Based on the plan selected, Medical and Vision
coverages are underwritten by HM Life Insurance Company, Pittsburgh, PA, under
policy form series HM905, HL902 or similar for all states except New York. In
New York, coverage is underwritten by HM Life Insurance Company of New York, New
York, NY, under policy form series HM407, HL902 or similar. For other insured
products when available: Dental and Outpatient Prescription Drug coverages are
underwritten by Fidelity Security Life Insurance Company, Kansas City, MO, under
policy form series M-9037 and M-9031/M-9022. In certain states, Dental is
underwritten by Renaissance Life & Health Insurance Company of America,
Greenwood, IN, under policy form series DT-310A. In New York, Dental is
underwritten by Renaissance Health Insurance Company of New York, New York, NY,
under policy form series DT-300A-NY. When available, other coverage options are
specified at time of offer.
Administrative and/or customer support services when available are provided: for
Health Information On-Call – Health Dialog Services Corporation; for
Complementary Wellness Discount Program – Healthways WholeHealth Networks, Inc.;
for Health Information On-Line – HealthMedia® Inc.; for Pharmacy Discount Card –
Caremark, Inc.; for Vision – Davis Vision; for Provider Network Discounts –
different network options exist and are specified at time of offer. Other
administrative and/or customer support services may be provided by HM Life
Insurance Company and HM Benefits Administrators. Certain exclusions and
limitations may apply. See your certificate or other evidence of coverage for
details. Coverage or service requested or the use of a specific association,
franchise, trust or union may not be available in all states.